Residency by Investment

Cyprus Residency

A fast-track permanent residency programme combining lifestyle, tax efficiency, and EU access — with one of Europe’s most straightforward approval processes.

Limassol · Paphos · Larnaca · Nicosia
The Programme

Permanent Residency from €300,000

Cyprus offers a Category F residency programme enabling non-EU nationals to obtain permanent residency status through qualifying real estate investment. The process is notably straightforward, with approvals typically within two to three months.

Unlike many EU programmes, Cyprus permanent residency carries no minimum annual stay requirement — making it ideal for globally mobile investors who desire EU access without disrupting their existing lifestyle.

€300K+
Minimum Investment
2–3
Months to Approval
Family

Included by Default

0 Days
Min. Stay Required
Why Cyprus

Residency Benefits

EU Access

Travel freely across the European Union with a Cyprus permanent residency permit

Tax Efficiency
Cyprus offers one of the lowest corporate tax rates in Europe (12.5%) and generous personal tax regimes for non-domiciled residents.
Family Inclusion
Spouse and financially dependent children are included in the same application at no additional investment threshold.
No Minimum Stay
You are not required to reside in Cyprus to maintain your permanent residency status.
Fast Processing
Applications are typically approved within 2 to 3 months — among the fastest timelines in Europe.
Lifestyle Quality
Over 320 days of sunshine, Mediterranean coastline, strong English-speaking community, and a growing international business ecosystem.
Qualifying Investment

Property Requirements

Residential Property
Eligible
From €300,000 + VAT
Purchase of a new residential unit from a licensed developer in an approved development. Applies to apartments, houses, and villas across Cyprus.
Commercial Real Estate
Eligible
From €300,000
Investment in commercial property such as offices, hotels, or mixed-use developments can qualify under certain programme criteria.
Where to Invest

Key Investment Cities

Business & Waterfront Hub
Limassol
Cyprus’s most cosmopolitan city. Home to a thriving international business community, luxury marina developments, and waterfront apartment towers. Strong rental demand and capital appreciation.
Resort Lifestyle & Heritage
Paphos
A UNESCO World Heritage destination popular with lifestyle buyers and retirees. Resort-style villas, golf communities, and a relaxed Mediterranean pace with strong seasonal rental yields.
Emerging Investment Zone
Larnaca
An emerging market with excellent airport connectivity and a major marina redevelopment underway. Offers strong value relative to Limassol with improving infrastructure and growing demand.
Business & Urban Residential
Nicosia
The capital and business centre of Cyprus. Offers urban residential and commercial investment opportunities, proximity to government institutions, and a stable professional tenant market.
Comparison

Greece vs Cyprus

Both programmes offer compelling pathways to EU residency. The right choice depends on your investment strategy, lifestyle preferences, and long-term goals.

Criteria Greece Cyprus
Minimum Investment €250K – €800K (tier-based) From €300K + VAT
Processing Time 3–6 months 2–3 months
Permit Type Permanent Residency Permanent Residency
Minimum Stay None None
Family Inclusion Spouse, children, parents Spouse, dependent children
Citizenship Path After 7 years After 5–7 years
Schengen Access Full Schengen travel EU travel (non-Schengen member)
Tax Regime Non-dom tax options 12.5% corporate, non-dom personal
Process

Application Timeline

01

Initial Consultation

Week 1

We assess your eligibility, investment goals, and property preferences. Our advisors present a curated shortlist of qualifying properties.

02

Property Selection & Due Diligence

Weeks 2–4

Legal and title due diligence is completed by our qualified Cypriot legal partners. Reservation agreements are executed.

03

Property Purchase

Month 2

Completion of the sales agreement, transfer of funds, and registration with the Department of Lands and Surveys.

04

Residency Application Submission

Month 2–3

Full documentation package — including proof of investment, clean criminal record, and health insurance — is submitted to the Civil Registry.

05

Approval & Permit Issuance

Month 3–5

The Civil Registry processes the application. Biometric appointment is scheduled. Residency cards are issued for the primary applicant and family members.

Frequently Asked Questions

The standard Category F programme requires purchase of a new property from a licensed developer. Resale purchases may qualify under certain conditions — our advisors will assess eligibility based on the specific property and legal structure.

Cyprus is an EU member state but is not yet part of the Schengen Zone. Cyprus permanent residents can travel freely within the EU. Full Schengen access requires either Schengen entry via another EU country or obtaining a Schengen visa separately.

The standard programme includes the main applicant, spouse, and dependent children. Inclusion of parents is available under extended family provisions — our legal team will advise based on your specific circumstances.

A Cypriot bank account is typically required for the fund transfer and as part of the financial documentation submitted with the residency application. We assist clients throughout the banking setup process.

Your residency status is linked to maintaining the qualifying investment. If you sell the property before holding it for the required period, your permit may be affected. We advise clients on property management and exit strategies to preserve their residency status.

Take the First Step

Begin Your Cyprus Residency Journey

Our advisors will guide you through every stage — from property selection and legal due diligence to permit issuance. Absolute discretion, start to finish.